You might start with the city or county in which you reside to check
and see what first time home buyers programs they have for their city
and or county.
Most have a list of approved mortgage brokers that can administer their
program, so you will have to select one of their approved brokers from
their list. They will give you a copy.
Call once of the brokers so you can get pre-approved. They will want to
complete a loan application so they can run a credit report. The credit
report will give your credit score.
The credit score will determine what mortgage program you are qualified
for. Also will determine the amount you will have to bring for a down
payment and the interest rate.
Once you have been pre-approved for a mortgage you will be able to find a real estate agent to find a house.
After finding a house the real estate agent along with you will get the
sales contract signed an appraisal done after which your mortgage
broker will finally get loan docs for you to sign.
I hope this has been of some use to you, good luck.
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